Even a small flood can cause significant damage to your home. At Valley West Insurance, we offer comprehensive flood insurance policies to protect homeowners in Las Vegas, NV, and surrounding areas against the unexpected financial burden of flood damage.
Certain geographic areas or "flood zones" are more susceptible to flooding due to their proximity to bodies of water or their local terrain. If you live in a flood-prone area, securing a flood insurance policy is not only a good idea but also a requirement.
If your property lies in a high-risk flood zone and your mortgage is federally backed, you are required to have flood insurance. Even if it's not mandated, it's a good idea to have a flood insurance policy in place if you live in a region with a significant risk of flooding.
Your standard home insurance policy doesn't cover flooding, which is why obtaining a separate flood insurance policy is important. It can cover your property structure and the contents of your home if they get damaged due to flooding.
It's important to note that flood insurance does not cover everything. It typically does not cover mold or mildew damage that could have been prevented, property outside the building, such as landscaping, septic systems, and swimming pools, and financial losses caused by business interruption.
Are you ready to protect your home from flood damage? Our team at Valley West Insurance is here to answer your questions about flood insurance, guide you through the process, and help you obtain an insurance quote tailored to your needs. Don't hesitate to contact us for a worry-free tomorrow.
